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My experience with Kaiser Permanente Health: I believe that Kaiser offer one of the best health care plans in the country. Rather than spending long hours in an emergency room Kaiser offers extended hours for urgent care situations. Kaiser was one of the leading healthcare system to provide affordable healthcare for families, and to offer low income families discounts. The term HMO scares some people. So rather than used the term HMO just say Kaiser. My experience and with kaiser health care has always been positive.