Cyclone Car Credit

User Rating: 1 out of 5 stars

I am a single, struggling mother of 3 whose family vehicle was recently involved in an accident where it was totaled. I had no where else to turn except to Cyclone for financing. They offered $99 down and $95 a week payments on an Expedition that I was interested in. I test drove the vehicle. I noticed that someone had placed the vehicle in 4 wheel drive and had locked it up. I was able to unlock it and continued the test drive. Cyclone lets you take their vehicles to any mechanic and have the vehicle inspected, at your cost of course. I did this because I had every intention of purchasing the vehicle. We had been through every aspect of the payments, they had verified my employment, housing, and called many of my closest relatives and friends to interogate them about me. I paid for the vehicle to be inspected and then returned to Cyclone to finish the paperwork. While signing papers I happened to notice the hidden payment plan which included a large payment of $690 due the first part of March. I questioned why I had not been informed of this and the lady doing the paperwork became irate and stated, "that is how we are able to offer $99 down. You are still required to pay the full down payment just not right up front." I argued that it should have been disclosed earlier. She stated that they don't normally go through all that with a buyer until after the sale is completed. Needless to say I left without purchasing the vehicle. I feel like I was cheated and duped. I paid for them to have an inspection on the vehicle so now they have a statement from a mechanic that the vehicle is mechanically sound. I have told everyone I know about my experience with this company and I will continue to tell everyone I meet. This company is a joke and needs to be shut down.

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