Through their deceptive practices, I can tell all with confident that they are very deceptive company on how they sell insurances and hire agent. For a start, new agents are means to get new contacts and profit managers long after thousand for agents come and go in short time. New agents will run up gas expenses, wear, and tear on their own car with no reimbersement. Also, agents will be screwed on IRS, cause they don't care. Oftem hundred of agents experience financial ruin after working for them and them having to struggle out of the hole. Now, how do you they gonna value and care for their customers? Sham on Liberty National and al that is owned by Torchmark Corp.