Liberty Home Mortgages LLC

User Rating: 4 out of 5 stars

James Willard and his staff were professional and courteous at all times. James was able to answer all my questions and concerns. The over all process went very smoothly.

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User Rating: 5 out of 5 stars

Refinancing a mortgage is never a picnic, especially in light of the recent economic crisis and all the new rules that are required. However, James did an excellent job proactively staying on top of the paperwork, the appraisal, and going the extra mile to see that the closing went smoothly. Which it did. I strongly recommend James' work and recommend that if you have not secured a new or refinanced mortgage, that you call James as you are shopping around. You'll see the difference.

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User Rating: 5 out of 5 stars

This is my second refinance with James. Both experiences have been great! I closed in two weeks with the closing going smoothly and no surprises and I got everything that I wanted done. I have heard the horror stories too, but I have never had to experience them, Thanks to James!!!
He explained all of the terms to me and how the FHA refinance works. He is in contact with you daily to give you updates on your loan process. He will return you phone call within the hour and respond to emails in minutes.

Not only is he quick, but he represents good loans. I still have my first refinance with James. It is 7 years old with an ARM of 1% above prime, pretty good loan since it is at 3.5% now. It was a good ARM, not this 20% that has caused people to file bankruptcy and/or lose their home.

The Rices

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