Liberty Home Mortgages LLC

User Rating: 5 out of 5 stars

Refinancing a mortgage is never a picnic, especially in light of the recent economic crisis and all the new rules that are required. However, James did an excellent job proactively staying on top of the paperwork, the appraisal, and going the extra mile to see that the closing went smoothly. Which it did. I strongly recommend James' work and recommend that if you have not secured a new or refinanced mortgage, that you call James as you are shopping around. You'll see the difference.

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User Rating: 5 out of 5 stars

This is my second refinance with James. Both experiences have been great! I closed in two weeks with the closing going smoothly and no surprises and I got everything that I wanted done. I have heard the horror stories too, but I have never had to experience them, Thanks to James!!!
He explained all of the terms to me and how the FHA refinance works. He is in contact with you daily to give you updates on your loan process. He will return you phone call within the hour and respond to emails in minutes.

Not only is he quick, but he represents good loans. I still have my first refinance with James. It is 7 years old with an ARM of 1% above prime, pretty good loan since it is at 3.5% now. It was a good ARM, not this 20% that has caused people to file bankruptcy and/or lose their home.

The Rices

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User Rating: 5 out of 5 stars

We had a letter of commitment for the largest bank in the country in March of this year. After being told each month, we are ready to close and a Notary will contact you any day for closing, in September we were told our appraisal was out of date and had to be redone. Needless to say, the appraisal came in extremely low and we no longer qualified. We call James and explained the situation and in one week we had another appraisal, approved for the loan and closed within three weeks start to finish. We thank James for his commitment to helping his clients and staying with it until the job is done.
Thank you James.

The Harpers

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