This is a totally awesome service. Even if your credit is ok this service can make it stellar saving you thousand of dollars every month. I have seen it save loan deals within a few days with realtors and the customers are elated to get their dream home. I have seen many realtors and loan brokers so happy because their once dead deals are revived and their customers can now get the loan they needed. Everyone broker in the office now comes to Tim to get his help with those tough ones. He really knows his stuff and can tell you right up front what he cannot and can do. His work is truly amazing and worth every penny. I would recommend you call Tim and just find out what he can save you. Tim does incredible work!