This is my second refinance with James. Both experiences have been great! I closed in two weeks with the closing going smoothly and no surprises and I got everything that I wanted done. I have heard the horror stories too, but I have never had to experience them, Thanks to James!!!
He explained all of the terms to me and how the FHA refinance works. He is in contact with you daily to give you updates on your loan process. He will return you phone call within the hour and respond to emails in minutes.

Not only is he quick, but he represents good loans. I still have my first refinance with James. It is 7 years old with an ARM of 1% above prime, pretty good loan since it is at 3.5% now. It was a good ARM, not this 20% that has caused people to file bankruptcy and/or lose their home.

The Rices

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